The Law Offices of Anthony N. Palumbo
Phone: 908-316-8671
Proudly Serving Union, Middlesex, and Monmouth County

How much can a New Jersey DWI raise your auto insurance rates?

When you face a New Jersey driving while intoxicated charge that ultimately results in a conviction, you can anticipate that your bank account will take a serious hit in the aftermath. While you can plan on having to pay fines, fees and other expenses relating to your arrest, which can add up fast, you are likely to also face additional expenses once you try to get your driver’s license back.

For example, reports that all Americans, regardless of where they reside geographically, should anticipate that they will have to pay significantly more for automotive insurance coverage after a DWI conviction. Just how much you can expect your insurance rates to increase, however, will depend on circumstances, although, nationally, first-time drunk drivers typically see their insurance rates shoot up anywhere between 28 and 371 percent.

New Jersey motorists with DWIs on their records see some of the nation’s highest auto insurance rate hikes, with the average state driver experiencing an automotive insurance increase of 132 percent. To give you a better idea of what this might look like, know that, before a DWI conviction, most New Jersey drivers pay about $1,419 each year for car insurance. After a first-time DWI conviction, though, New Jersey drivers can anticipate having to pony up about $3,292 a year just to cover themselves.

While it can prove frustrating to have to pay so much more than you used to for insurance coverage, in some cases, you may find it difficult to find an insurer at all. Some companies are reluctant to extend coverage to drivers with DWIs on their records, in which case you may need to shop around in order to find a manageable rate.

This information is for educational purposes, only, and does not constitute legal advice.


No Comments

Leave a comment
Comment Information

Learn How I Can Help You

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Cranford Office
190 North Avenue East Suite 1
Cranford, NJ 07016

Toll Free: 866-664-8118
Phone: 908-316-8671
Fax: 908-272-7322
Cranford Law Office Map

Elizabeth Office
740 Newark Avenue
Elizabeth, NJ 07208

Toll Free: 866-664-8118
Phone: 908-316-8671
Elizabeth Law Office Map

Brielle Office
503 Union Avenue
Brielle, NJ 08730

Toll Free: 866-664-8118
Phone: 908-316-8671
Brielle Law Office Map

Phone: 908-316-8671 Fax: 908-272-7322
How much can a New Jersey DWI raise your auto insurance rates? | The Law Offices of Anthony N. Palumbo